Terry headed England in front from a pinpoint David Beckham cross shortly before the end of a poor first half.
England returned to winning ways in Fabio Capello's third game in charge of the national side, but it was another largely uninspiring and forgettable friendly.
Former skipper Beckham was presented with a golden cap from England's record goalscorer Sir Bobby Charlton prior to the game and followed it with a energetic 45 minutes on the right side.
Man-of-the-match Steven Gerrard scored his first England goal for over a year to double the advantage after the break